How much does a software engineer at Capital One make?

Overview of Capital One’s Software Engineer Salaries

Capital One Software Engineer Salaries

If you are considering a career as a software engineer with Capital One, you may be curious about the salaries that are offered. To help you make an informed decision, we have compiled information to give you an overview of Capital One’s software engineer salaries. While salaries will vary based on experience, location, and specific job title, we hope the information we’ve gathered will offer you a general idea of what you can expect to earn working as a software engineer for one of the country’s largest banks.

To begin, let’s start with the average salary for a software engineer with Capital One. According to, the average salary for a software engineer at Capital One is $95,521 per year. This number is based on reported salaries by current and former employees of Capital One, as well as information from job listings and internet sources. However, it’s important to remember that this is an average and is subject to change based on various factors that we mentioned previously.

It’s also worth noting that Capital One is known for offering competitive salaries to its software engineering staff. The company recognizes that it takes skilled and talented professionals to develop and maintain their various software applications. Therefore, they offer salaries that are competitive in the industry to attract and retain top talent. As a result, software engineers with Capital One may earn more than the industry average for their specific job title.

In addition to a competitive salary, software engineers with Capital One may also receive additional compensation that can contribute to their overall income. These additional benefits can include stock options, annual bonuses, and healthcare and retirement benefits. These benefits often vary based on an employee’s level of experience, job title, and length of employment with the company.

In conclusion, if you are considering a career as a software engineer with Capital One, you can feel confident that they offer competitive salaries and benefits to attract top talent. While salaries can vary based on numerous factors, the average salary for a software engineer at Capital One is $95,521 per year. This puts them at the higher end of the industry average for software engineering positions. We hope this information has been helpful in answering some of your questions about software engineer salaries at Capital One.

Factors that Affect Salaries at Capital One for Software Engineers

Capital One Software Engineer Salary

Capital One is well known for being a high-paying employer, especially for technology-related positions such as software engineering. However, even within the same company and job title, salaries can vary greatly based on a variety of factors. Here are some of the most important ones to keep in mind:


Experience in software engineering

One of the most important factors that affects a Capital One software engineer’s salary is their level of experience. Capital One typically hires software engineers at several different levels, such as Associate, Senior Associate, Manager, and Director. As you might expect, the more experience someone has, the higher their salary is likely to be.

For example, according to Glassdoor, the average salary for an Associate Software Engineer at Capital One is around $79,000 per year, while a Senior Software Engineer can expect to earn around $135,000 per year.

However, it’s important to note that experience isn’t the only factor that affects salaries. An inexperienced software engineer who has special skills or knowledge that are highly sought-after by Capital One may be able to negotiate a higher salary than someone with more experience but fewer specialized skills.

Educational Background

educational background

Another factor that affects salaries for software engineers at Capital One (and many other companies) is educational background. In general, someone with a higher level of education (e.g. a Master’s degree) may be able to command a higher salary than someone with only a Bachelor’s degree.

However, the educational qualifications that are most highly valued by employers can vary depending on the specific job and industry. For example, a software engineer with a Bachelor’s degree in Computer Science may be able to command a higher salary than someone with a Master’s degree in a less relevant field.

Furthermore, in some cases, relevant experience may be valued more highly than formal education. For example, if someone has been working as a software engineer for several years and has significant hands-on experience with a particular technology stack, they may be able to negotiate a higher salary than someone with a more advanced degree but less practical experience.



Finally, the location where a software engineer is employed can also play a significant role in their salary. At Capital One, salaries for software engineers can vary greatly depending on the city or region where they work.

For example, according to Glassdoor, the average salary for a Software Engineer at Capital One in McLean, VA (where the company is headquartered) is around $107,000 per year. However, a software engineer working in San Francisco can expect to earn around $152,000 per year, while someone working in Plano, TX may only make around $92,000 per year.

Other factors related to location can also come into play, such as the cost of living in a particular area. For example, a software engineer who lives in a high-cost-of-living area like San Francisco may need to make a higher salary just to maintain the same standard of living as someone making a lower salary in a less expensive area like Plano.

Overall, while there are many factors that can affect salaries for software engineers at Capital One, experience, educational background, and location are some of the most important ones to keep in mind. By understanding these factors and doing research on market rates for software engineering jobs in their field, candidates can negotiate for a fair and competitive salary when applying for positions at Capital One or other companies.

Comparing Capital One’s Software Engineer Salaries with Other Tech Companies

software engineer salary

Software engineering is an incredibly lucrative field, with demand for skilled professionals at an all-time high. When it comes to evaluating annual salaries in tech, a comparison of various company salaries can help determine how much you can expect to make as a software engineer at each respective company.

Capital One, a banking company with a strong focus on tech, offers competitive salaries to its software engineers. A software engineer at Capital One earns an average of $112,000 per year. This salary varies based on a few factors such as time working at the company, job duties, and location.

However, how does Capital One’s software engineer salary compare with other well-known tech companies? Let’s take a closer look.


google salary

Google is one of the most well-known tech companies in the world. The company is known for its competitive perks, salaries, and benefits packages. Currently, software engineers at Google earn an average salary of $139,000 per year, vaulting Google to one of the most lucrative companies to work for as a software engineer.

As such, while Capital One does offer a competitive salary, talented software engineers who seek an even better salary may explore employment at Google.


amazon software engineer salary

As one of the world’s largest companies, Amazon is known for providing competitive salaries along with impressive benefits packages to its employees. According to data from Glassdoor, Amazon software engineers earn an average salary of $128,000 per year.

With this high level of pay, Amazon can be a highly attractive choice for software engineers seeking impressive compensation packages.


facebook software engineer salary

Facebook has become one of the world’s most popular social media platforms, with millions of users from around the globe. However, Facebook’s software engineering salaries are just as impressive as their user base size. Facebook software engineers earn a reported average of $147,000 per year.

This impressive salary is the highest on this list, surpassing both Google and Amazon. With this unparalleled level of pay, it’s no surprise that Facebook is a highly attractive employment option for the best and brightest software engineering professionals.


salary comparison

With these various salary comparisons in mind, it’s essential to note each company’s additional benefits, such as healthcare, retirement contributions, and other perks, as they all can create a more competitive employment offer.

At a salary of $112,000 per year, Capital One can be considered competitive within the tech industry, but as illustrated above, other tech giants like Google, Amazon, and Facebook offer even higher salaries. The above list may be a useful reference tool for software engineers who are exploring various employment options.

Overall, while software engineering salaries and additional benefits may vary based on experience and location, the demand for skilled software engineers continues to be on the rise, indicating high employment prospects for professionals in this field.

Tips for Negotiating a Higher Salary at Capital One as a Software Engineer

Woman negotiating salary

Software engineering is among the most sought-after fields in the tech industry, and Capital One is one of the most prominent financial institutions in the world. Therefore, it is understandable why software engineers would want to work at Capital One, but the salary package needs to be commensurate to their skills and expertise. Here are some tips for software engineers who want to negotiate a higher salary at Capital One.

1. Research, Research, Research

Research online

The software industry is continually changing, so having relevant knowledge and skills is vital. Therefore, it is critical to research what other companies are offering in terms of salary and benefits to software engineers. This research will equip you with first-hand knowledge about the tech industry standards, which you can then use as a benchmark in your salary negotiation at Capital One. Also, research the salary packages of software engineers who work at Capital One for comparison purposes.

2. Highlight Your Skills and Accomplishments


You need to showcase your skills and accomplishments to the hiring manager, human resources, and other potential stakeholders at Capital One. Highlight the software projects you have managed, developed, or led in the past, and explain how they align with Capital One’s goals. It would help if you also highlight any relevant certifications gained and additional languages or software tools you are proficient in. By quantifying your accomplishments, skills, and experience, you will make a convincing case for a higher salary package.

3. Articulate Your Expectations Clearly

Clear expectations

Articulate clearly what you expect in terms of salary, benefits, and other compensation plans to avoid any ambiguity. Be specific about what range of salary you expect and the benefits you value most, such as paid time off, flexible working arrangements, or health insurance coverage. This will give the stakeholders at Capital One a clear understanding of what you expect, and they can then act accordingly by making the necessary adjustments in your compensation plan.

4. Negotiate Like a Pro

Negotiate salary

Negotiating a higher salary package requires articulating what you are worth and what you can bring to the table to add value to Capital One. It also means being willing to walk away if the offer is not commensurate to your skills and expertise. When negotiating, be calm, confident, and communicate professionally. Also, do not accept the first offer you receive but instead express your willingness to negotiate for a higher figure. Lastly, be prepared to compromise by considering other benefits instead of just salary.



Capital One is an excellent place to work as a software engineer with a competitive salary and benefit packages. However, getting a more lucrative compensation plan requires preparing well for negotiations by researching relevant information, highlighting your skills and accomplishments, clearly articulating your expectations, and ultimately negotiating like a pro. By following these tips, you can be able to secure a higher salary package as a software engineer at Capital One.

Future Outlook and Trends for Software Engineer Salaries at Capital One

Salary Scale for Software Engineers at Capital One

Capital One is one of the largest banks in the United States, with a strong presence in the credit card and banking industries. With a focus on innovation and technology, Capital One employs a significant number of software engineers to build and maintain its digital platforms. As such, salaries for software engineers at Capital One are competitive and reflect the importance of this role within the company.

According to Glassdoor, the average base salary for a Capital One software engineer is $106,890 per year, ranging from $74,000 to $153,000 per year depending on factors such as experience, seniority, and location. This is higher than the national average for software engineers, which currently stands at approximately $92,000 per year according to the Bureau of Labor Statistics.

Capital One recognizes the importance of its software engineers and invests heavily in their training and development. The company offers a range of professional development opportunities, including mentorship programs, online training courses, and tuition reimbursement for further education and training.

Looking ahead, the demand for software engineers is expected to continue to increase as companies across all industries invest in digital transformation and innovation. Capital One is no exception, with a focus on using technology to improve the customer experience and drive growth. The company is continually looking to hire talented software engineers with skills in areas such as cloud computing, data science, and machine learning, and offers competitive compensation packages to attract and retain top talent.

Additionally, Capital One is committed to creating a diverse and inclusive workforce, which includes investing in programs to increase the representation of women, Black, Indigenous, and people of color (BIPOC), and other underrepresented groups in the tech industry. This commitment extends to the company’s software engineering team, where Capital One strives to create an inclusive culture that values equity, belonging, and respect.

As the world becomes increasingly digital, the importance of software engineers will only continue to grow. With its focus on innovation and technology, Capital One is well-positioned to attract and retain top talent in this field. As such, the future looks bright for software engineers at Capital One, both in terms of salary and professional growth.

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